Swap Tether to USD Circle

Swap Tether (USDT) to USD Circle (USDC). Send USDT on Tron, Ethereum or any other chain, receive USDC where you actually need it, and see the total spread of the swap as one number.

USDT to USDC in two steps

Step 1: Enter details
Send Tether USDT
Receive USD Circle (Ethereum) USDC
Recipient Address Enter your USDC address Make sure to enter the correct address. Transactions cannot be reversed.
Settings
Provider Chainflip Best
Exchange now
Step 2: Deposit funds
app.kotova.io/x/X-YOURID
You send USDT TQauzy…ZqhU You receive USDC 0x4fb1…fC57

Order Details

Order ID X-YOURID Order Status Waiting for Deposit Time Remaining 27:14 Order Type Fixed Rate Counterparty Chainflip scan.chainflip.io/…

Send Deposit

Send 5 000 USDT to the address:

TQauzyxGA3fVm11Mzu7ZAzaXdfBBfCZqhU

Fixed rate: your exchange is processed after the required network confirmations.

Token: USDT Network: Tron TRC20

Fixed or variable — you choose

The rate type toggle on Kotova X: fixed rate versus variable rate

Fixed Rate

The amount you receive is locked the moment your order is created — provided your USDT deposit arrives within the deposit window. Market moves during confirmation no longer affect you. Ideal when certainty matters more than squeezing out the last basis point.

Variable Rate

The final rate is set once your deposit reaches the required network confirmations. You ride the market until execution — the outcome can be better or worse than the estimate. Often quoted slightly tighter than fixed, and some providers only serve variable.

The toggle sits in the bottom left. Switching it updates all quotes. Some providers don't support a fixed rate at all or for specific assets. Next to the toggle you always see the total estimated cost (spread) of the swap as one percentage. This spread includes all fees of the swap.

Freeze Protection

Freeze Protection on Kotova X — only providers that cannot freeze funds

Most instant exchanges are operated by companies that can pause a deposit mid-swap for AML or fraud checks. Kotova X makes that risk visible — and lets you opt out of it entirely. With Freeze Protection enabled, only providers whose design means they cannot hold your funds are quoted; today that is the decentralized Chainflip protocol.

The trade-off is transparency, not magic: with Freeze Protection on you'll see fewer assets and routes, quotes are variable-rate only, and a refund address is always required so any failed swap returns funds automatically. You can toggle it per device in the Settings panel on the swap form — and even with it off, a shield icon lights up whenever the winning route happens to be freeze-proof.

Built for a fair swap

One quote, all costs

The displayed USDC amount already includes provider spread, service fee, and payout network cost. Comparing quotes is like-for-like.

No account, no KYC by Kotova

A receiving address is all you need. Kotova runs no registration and no identity checks; providers verify only in specific risk cases.

Providers compete for you

Nine liquidity sources are queried in parallel — centralized and decentralized — and ranked purely by what you receive.